:root{
  --navy:#1A3A5C; --navy-deep:#12304F; --gold:#B88614; --gold-lt:#D9A62E; --gold-ink:#8A630C;
  --paper:#FAFAF8; --white:#FFFFFF; --ink:#1B1F24; --slate:#5B6673; --line:#DDE1E6; --mist:#C9D4E0;
  --serif:'Spectral',Georgia,'Times New Roman',serif;
  --sans:'Public Sans',system-ui,-apple-system,'Segoe UI',sans-serif;
  --gutter:clamp(20px,5vw,64px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold-lt);outline-offset:3px}
.wrap{max-width:1160px;margin:0 auto;padding:0 var(--gutter);position:relative}

/* hero block: header + hero share the navy field */
.top{background:var(--navy);color:var(--white);position:relative;overflow:hidden}
.slice{position:absolute;right:-6%;top:50%;width:min(50vw,600px);transform:translateY(-50%) rotate(-8deg);opacity:.95;pointer-events:none}
.slice .rind{fill:none;stroke:var(--gold-lt);stroke-width:2.4}
.slice .pith{fill:rgba(217,166,46,.07);stroke:var(--gold-lt);stroke-width:1;opacity:.7}
.slice .seg{fill:rgba(255,255,255,.04);stroke:var(--gold-lt);stroke-width:1.5;stroke-linejoin:round}
.slice .vein{stroke:var(--gold-lt);stroke-width:1;opacity:.45;stroke-linecap:round}
.site-head{padding:26px 0;border-bottom:1px solid rgba(255,255,255,.14);position:relative;z-index:1}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.wordmark{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-weight:600;font-size:1.45rem;color:var(--white);text-decoration:none}
.wordmark span{font-weight:400;color:var(--mist)}
.mark{width:34px;height:34px;flex:0 0 auto}
.site-nav{display:flex;gap:28px;font-size:.95rem}
.site-nav a{color:var(--white);text-decoration:none;padding:4px 0;border-bottom:1px solid transparent}
.site-nav a:hover{border-bottom-color:var(--gold-lt)}
.hero{padding:clamp(56px,8vw,112px) 0 clamp(64px,8vw,112px);position:relative;z-index:1}
.hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(2.5rem,5.3vw,4.5rem);line-height:1.05;letter-spacing:-.014em;color:var(--white);margin:0 0 28px;max-width:15ch}
.hero .lede{font-size:1.2rem;line-height:1.55;color:#E6EBF1;max-width:30em;margin:0 0 38px}
.actions{display:flex;gap:24px;align-items:center;flex-wrap:wrap}
.btn{display:inline-block;background:var(--gold-lt);color:var(--navy-deep);font:600 1rem/1 var(--sans);padding:18px 30px;border:0;border-radius:2px;text-decoration:none;cursor:pointer;transition:background .15s}
.btn:hover{background:#E6B842}
.quiet{color:var(--mist);font-size:.95rem}

/* facts strip */
.facts{background:var(--white);border-bottom:1px solid var(--line)}
.facts .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.facts .wrap > div{padding:26px 24px 26px 0;border-right:1px solid var(--line);margin-right:24px}
.facts .wrap > div:last-child{border-right:0;margin-right:0}
.facts strong{display:block;font-family:var(--serif);font-weight:500;font-size:1.35rem;color:var(--navy);line-height:1.2;margin-bottom:4px}
.facts span{color:var(--slate);font-size:.92rem;display:block;line-height:1.45}

/* sections */
section{padding:clamp(52px,7vw,96px) 0;border-top:1px solid var(--line)}
.facts + section{border-top:0}
.split{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(24px,6vw,88px)}
h2.sec{font-family:var(--serif);font-weight:500;font-size:clamp(1.8rem,3.2vw,2.5rem);line-height:1.15;color:var(--navy);margin:0;letter-spacing:-.005em}
.get{list-style:none;margin:0;padding:0;max-width:40em}
.get li{padding:20px 0;border-bottom:1px solid var(--line);font-size:1.05rem}
.get li:first-child{padding-top:0}
.get li:last-child{border-bottom:0}

.band{background:var(--navy);color:var(--white);border-top:0}
.pull{font-family:var(--serif);font-size:clamp(1.5rem,3vw,2.35rem);line-height:1.35;color:var(--white);max-width:26em;margin:0;padding-left:clamp(20px,3vw,40px);border-left:3px solid var(--gold-lt)}

.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(18px,3vw,40px);counter-reset:s}
.steps li{counter-increment:s;border-top:2px solid var(--gold);padding-top:18px}
.steps li::before{content:counter(s);display:block;font-family:var(--serif);font-size:2.6rem;line-height:1;color:var(--navy);margin-bottom:12px}
.steps strong{display:block;font-weight:600;margin-bottom:6px}
.steps span{color:var(--slate);font-size:.95rem;display:block}
.about p{margin:0 0 16px;max-width:36em;font-size:1.05rem}

.contact{background:#F1F3F5}
.contact .split{align-items:start}
.card{background:var(--white);border:1px solid var(--line);padding:clamp(22px,4vw,40px);box-shadow:0 18px 40px -26px rgba(26,58,92,.35)}
form{display:grid;gap:18px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:18px}
label{display:block;font-weight:500;font-size:.92rem;margin-bottom:6px}
label .opt{font-weight:400;color:var(--slate)}
input,textarea{width:100%;font:400 1rem/1.4 var(--sans);color:var(--ink);background:var(--paper);border:1px solid #B9C0C8;border-radius:2px;padding:12px 14px}
textarea{min-height:140px;resize:vertical}
input:focus,textarea:focus{outline:3px solid var(--navy);outline-offset:1px;border-color:var(--navy)}
.card .btn{background:var(--navy);color:var(--white)}
.card .btn:hover{background:var(--navy-deep)}
.hp{position:absolute;left:-9999px}
.direct{margin:26px 0 0;color:var(--slate)}
.direct a{color:var(--navy)}

footer{background:var(--navy-deep);color:var(--mist);padding:34px 0 44px;font-size:.9rem}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}

@media (max-width:900px){
  .split{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .facts .wrap{grid-template-columns:1fr 1fr}
  .facts .wrap > div{border-right:0;margin-right:0;border-bottom:1px solid var(--line)}
  .slice{width:120vw;right:-45%;top:62%;opacity:.35}
  .hero h1{max-width:none}
}
@media (max-width:560px){
  :root{--gutter:26px}
  body{font-size:18px;line-height:1.65}
  .steps,.two,.facts .wrap{grid-template-columns:1fr}
  .site-head{padding:22px 0}
  .site-head .wrap{gap:14px}
  .site-nav{gap:26px;font-size:1rem;width:100%}
  .site-nav a{padding:8px 0}
  .hero{padding:56px 0 72px}
  .hero h1{font-size:2.45rem;line-height:1.1;margin-bottom:24px}
  .hero .lede{font-size:1.12rem;margin-bottom:34px}
  .actions{flex-direction:column;align-items:stretch;gap:18px}
  .btn{width:100%;text-align:center;padding:20px 24px;font-size:1.05rem}
  .quiet{text-align:center}
  .slice{width:130vw;right:-55%;top:58%;opacity:.28}
  .facts .wrap > div{padding:24px 0;margin:0}
  section{padding:68px 0}
  h2.sec{font-size:1.9rem;margin-bottom:6px}
  .get li{padding:22px 0;font-size:1.05rem}
  .pull{font-size:1.5rem;line-height:1.4;padding-left:22px}
  .steps{gap:36px}
  .steps li{padding-top:20px}
  .about p{font-size:1.05rem;margin-bottom:20px}
  .cta-band{padding:64px 0}
  .cta-band .wrap{flex-direction:column;align-items:stretch;gap:30px}
  .cta-band h2{font-size:1.9rem;max-width:none}
  .page-title{padding:28px 0 56px}
  .page-title h1{font-size:2.3rem}
  .card{padding:26px 22px}
  input,textarea{font-size:1rem;padding:15px 14px}
  label{font-size:1rem;margin-bottom:8px}
  form{gap:22px}
  footer{padding:36px 0 48px}
  footer .wrap{flex-direction:column;gap:10px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* contact page */
.page-head{background:var(--navy);color:var(--white)}
.page-head .site-head{border-bottom:0}
.page-title{padding:clamp(24px,5vw,56px) 0 clamp(48px,7vw,88px)}
.page-title h1{font-family:var(--serif);font-weight:500;font-size:clamp(2.2rem,4.6vw,3.6rem);line-height:1.08;margin:0 0 16px;max-width:16ch}
.page-title p{margin:0;color:#E6EBF1;max-width:32em;font-size:1.1rem}
.contact-body{padding:clamp(40px,6vw,80px) 0 clamp(56px,8vw,104px)}
.contact-body .split{align-items:start}
.cta-band{background:var(--navy);color:var(--white);padding:clamp(48px,7vw,88px) 0;border-top:0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.cta-band h2{font-family:var(--serif);font-weight:500;font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.2;margin:0;max-width:20ch}


/* inner pages */
.page-head{position:relative;overflow:hidden}
.page-head .slice{right:-3%;width:min(34vw,420px);opacity:.9}
.page-head .site-head,.page-head .page-title{position:relative;z-index:1}
.intro{padding:clamp(52px,7vw,96px) 0 clamp(36px,5vw,64px);border-top:0}
.pull-lite{font-family:var(--serif);font-size:clamp(1.4rem,2.8vw,2.1rem);line-height:1.42;color:var(--navy);max-width:30em;margin:0}
.trio .wrap{grid-template-columns:repeat(3,minmax(0,1fr))}
.trio + section{border-top:0}
.side{color:var(--slate);max-width:20em;margin:14px 0 0}
.contents{list-style:none;margin:0;padding:0;counter-reset:c}
.contents li{counter-increment:c;display:flex;gap:16px;padding:11px 0;border-bottom:1px solid var(--line)}
.contents li::before{content:counter(c);flex:0 0 1.6em;font-family:var(--serif);color:var(--gold-ink);font-variant-numeric:tabular-nums}
.contents.two{columns:2;column-gap:clamp(24px,4vw,56px)}
.contents.two li{break-inside:avoid}
.faq dl{margin:0;max-width:40em}
.faq dt{font-family:var(--serif);font-size:1.3rem;color:var(--navy);padding-top:22px;border-top:1px solid var(--line);margin-top:22px}
.faq dt:first-of-type{border-top:0;margin-top:0;padding-top:0}
.faq dd{margin:8px 0 0;font-size:1.05rem}
@media (max-width:900px){
  .page-head .slice{width:80vw;right:-30%;top:55%;opacity:.28}
  .trio .wrap{grid-template-columns:1fr}
  .contents.two{columns:1}
}